Social forecast

The entity named MUTUALIDAD DE PREVISIÓN SOCIAL DE PERITOS E INGENIEROS TÉCNICOS INDUSTRIALES PRIMA FIJA, briefly MUPITI, is a mutual institution of social welfare fixed, charitable and non-profit premium, open to the group linked to the Industrial Technical Engineers .

This social, complementary or alternative social security system provision is reflected in the following coverage:

• Retirement
• Widowhood
• Orphanhood
• Invalid partial and absolute permanent due to illness and accident
• Death by accident
• Death
• Great dependence and absolute dependence

Insurances

• Retirement
• Pension Plan Insured
• Accident insurance
• MUPITI protection
• Life insurance
• Widow's pension
• Orphanage pension
• MUPITI Bamboo

MUPITI Professional

Mupiti Professional is the alternative Mupiti coverage system in the Special Scheme for Social Security Workers (RETA). This system is adapted to the minimum coverage required by the Additional Provision of the Law of the Law 8/2015 of October 30 "Area of protection of social security mutual societies alternatives to the Special Scheme for the Social Security of Self-Employed or Self-Employed Workers ".

Benefits:

Retirement:

Capital constituted until the date of application, which can not be earlier than the age legally established for access to retirement. The consolidated capital results from accumulating the amount of the amount intended for Retirement + guaranteed interest of 1% plus Participation in Benefits that corresponds.

Total Permanent Disability:
50,000 euros + the capital constituted in the retirement coverage at the date of application.

Absolute Permanent Disability:
100,000 euros + the capital constituted in the retirement coverage at the date of application.

Temporary Disability:
€ 30 / day x Number of days stipulated as IT in the Barem for the corresponding illness or injury.

Death:
50,000 euros + the capital constituted in the retirement coverage at the date of application.

Advantages:

Mupiti Professional is a system of coverages designed by collegiate professionals that carry out the free exercise of the professional activity, either exclusively or by combining this activity with work for someone else's account and who opt for Mupiti as an alternative to RETA.

Possibility of adapting the coverage system to the personal needs of the mutual society by expanding the coverage contracted.

Allows reconciling the collection of the retirement pension of the General Social Security System with the exercise of professional activity on its own.

The benefits to receive from MUPITI are compatible and not concurrent with those that may correspond to the mutual society for inclusion in any public or private system.

In the event that you combine the activity for another's account and the activity on its own, the option for MUPITI avoids that you have to double quote to the public Social Security system. At the time of retirement you will have two benefits, that of MUPITI and that of the public system that may correspond to the contribution to the General Social Security System.

With Mupiti, the guaranteed capital at the retirement age can be received through a single payment, an equivalent life pension or a combination of both, may choose one or two beneficiaries when choosing a life pension, while in the RETA the retirement benefit can only be received for a lifetime.

With Mupiti you guarantee the financial balance because it is based on a system of individual capitalization, unlike the RETA, which being a distribution system is subject to variation according to demographic evolution and the financial equilibrium of the system. Active people must guarantee their pensions liabilities in a population demographic environment of the population. The contributions made to Mupiti are considered deductible expense of income from economic activities, with the legal limits established. If you choose at any time of the professional visa at RETA under headings 321 or 843.1, you can no longer opt for MUPITI

More information at www.mupiti.es